700 CREDIT CLUB

The Urban League’s 700 Credit Club unlocks the pathway to financial empowerment and a higher credit score for our participants.

700 Credit Club: Building Stronger Credit for a Brighter Future 

Unlock the pathway to financial empowerment and a higher credit score.

Are you ready to embark on a journey to financial stability? Our comprehensive, year-long program is tailored to help you build credit, master debt management, and achieve lasting financial success. With expert-led guidance and resources, participants gain the tools and knowledge needed to improve credit scores, rebuild trust with creditors, and explore new credit opportunities.

Program Highlights

  • Structured Curriculum: Our nine-module course covers essential financial areas like credit repair, debt management, budgeting, investment, and more. Gain practical skills in credit basics, credit report analysis, and dispute resolution to build a solid foundation for financial health.
  • Individualized Support: Enjoy 12 months of credit monitoring and 1:1 consultations with certified financial advisors. Each participant receives a tailored action plan, personalized financial assessments, and access to advanced financial tools.
  • Hybrid Learning Experience: The 700 Credit Club combines in-person workshops with virtual sessions, online resources, interactive discussions, and practical exercises for an engaging, flexible experience.
  • Long-Term Coaching: For the first six months, participants receive intensive instruction, followed by six months of coaching and support to maintain their progress.
  • Real-Life Application: Participants gain practical, real-life tools to make informed financial decisions daily. From managing credit reports and reducing debt to building long-term financial stability, the 700 Credit Club teaches skills that directly impact financial health, opening doors to new opportunities and a stronger financial future.

Program Benefits

Improved Credit Scores
Improved Credit Scores

Improved Credit Scores

By focusing on responsible credit-building practices and credit repair, the 700 Credit Club empowers participants to make measurable improvements in their credit scores.
Renewed Creditor Trust
Renewed Creditor Trust

Renewed Creditor Trust

Reestablish trust with creditors through responsible financial management and informed credit use, paving the way for improved loan and credit options.
New Credit Opportunities
New Credit Opportunities

New Credit Opportunities

With a stronger financial profile, participants gain access to new avenues of credit and opportunities to build wealth through investment.
Credit Education
Credit Education

Credit Education

The 700 Credit Club offers a unique focus on credit education, empowering participants with essential knowledge of Consumer Law, such as 15 USC 1681 and TILA.

Frequently Asked Questions (FAQs)

Participants must commit to the full 12-month program, which includes attending regular workshops, following a personalized financial plan, and refraining from opening new credit accounts during the program. Participants must also not be actively in bankruptcy. Consistency and dedication are essential for achieving a credit score of 700 or higher.

The program is completely free. Our goal is to make financial empowerment accessible to everyone.

The program is designed for individuals with a current credit score below 700 who are committed to improving their financial health. Info sessions are designed to deep dive into eligibility Specifics.

 The 700 Credit Club enrollment process consists of three steps:
  • Step 1: Sign up to attend a mandatory Info Session, which provides an in-depth overview of the program.
  • Step 2: During the Info Session, you’ll have access to the application. Applications must be completed during the session and are not accessible afterward.
  • Step 3: Our team will review submitted applications, and we will notify you if you have been accepted into the program.

Enrollment is open once a year during the Info Sessions. Our next enrollment period begins in Spring 2025; please check our website for exact dates and announcements.

We do not maintain a waiting list. To stay informed on future enrollment dates, please subscribe to our newsletter on our website.

 The best way to stay informed is by subscribing to our newsletter. Visit our website to sign up and receive updates directly to your inbox.

Have Questions?

Take control of your financial future with the Urban League’s 700 Credit Club. Email our Financial Empowerment Team at FEC@ulgso.org for more information now!

EMAIL THE FEC TEAM
Juanita Clarke Headshot- Brilliant Finish

ABOUT THE INSTRUCTOR

JUANITA CLARKE

Juanita C. Clarke is the Founder and CEO of My Brilliant Finish, a top-ranking Coaching and Consulting Group created, owned, and operated by women. Juanita is a Certified Consumer Credit Educator and a Certified Transformational Coach, bringing specialized expertise to the 700 Credit Club. Her professional background includes extensive experience with Fortune 500 companies such as Procter & Gamble, Lockheed Martin, and Fifth Third Bank, where she developed her skills as a manager, problem solver, analytical and strategic thinker, and team builder. Juanita’s certifications and career accomplishments empower her to guide participants in achieving financial stability and building generational wealth.
THANK YOU TO OUR PROGRAM SPONSOR